Scaffold Finance Australia Book a 15-min call

Equipment & cash-flow finance · Scaffolding companies · Australia-wide

Profitable on paper.
Short on cash.
We know the feeling.

Finance for scaffold companies, built by someone who spent 13 years in the scaffolding industry — before moving into finance.

13 yrsIn scaffolding
8 yrsIn finance
1 callTo get moving
Don't turn down the job — call first How it works

The problem

Scaffolding eats cash while it makes money

Scenario one

The job needs more gear than you own

THE JOB NEEDS 5 BAYS THE GAP = SIX FIGURES YOU OWN 3

We finance the missing bays — so the gear list never decides which jobs you take.

Scenario two

Growth eats every dollar you earn

$0 gear gear gear Paper profit Cash in bank

We flatten those drops — gear paid off over the years it earns, not the month it lands.

What we arrange

Scaffolding finance: four ways to fix your cash flow

Equipment finance

Kwikstage, ringlock / Layher, trucks — new, used or private sale. Paid off over the years it earns.

Invoice finance

Unlock cash stuck in progress claims, 30–60 day terms and retention.

Refinance

Repackage finance that was set up wrong, so repayments match hire income.

Growth planning

Before the next big contract: what gear it needs and how to fund it safely.

Try your numbers

Does the gear pay for itself? Run it in 20 seconds.

$
Purchase cost of the gear you need
$/week
Dry-hire value of that gear when it's standing
%
How much of the year it's actually on hire
Hire income—per month, at your utilisation
Payback if paid cash—of hire income to recover the lump sum
Financed repayment—per month · indicative 5 yrs @ 9.5% p.a.
Net cash flow, financed—per month while the gear pays itself off
…
Get real numbers for your deal

Indicative only — assumes a 5-year term at 9.5% p.a. with no balloon. Not a quote, offer or advice; your rate and structure depend on your circumstances and lender approval.

Why us

Banks see risky steel.
We see gear that earns hire income for 20 years.

Ringlock, kwikstage, Layher — erected on site, it's an income-producing asset. We finance it as one, not at scrap value.

How we think about it

Win–win isn't a slogan. It's the business model.

Your gear earns, the project gets built, the lender writes a sound loan — and we only do well when you grow. Positive-sum, not zero-sum.

How it works

From "we can't gear that job" to gear on the truck

1 2 3 growth →

01A straight conversation

15 minutes, scaffolder to scaffolder. If finance won't help, we say so.

02We package the deal

Financials, gear schedule, pipeline — matched to the right lender in days.

03Gear on site

Funds settle, gear lands, the job gets built. We stay for the next stage.

Straight answers

The questions owners actually ask

We're only a year or two in. Too early?

No. Early-stage operators are exactly who we work with.

Does used gear qualify?

Usually, yes — including private sales.

Will this tie up my house?

Not always. Lending secured on the gear itself is often possible.

What does it cost to talk?

Nothing. We're paid by the lender on settlement, disclosed up front.

Will my financials stay confidential?

Completely. Your numbers go only to the lender you approve — nowhere else. Happy to sign an NDA before you send a single document.

Get moving

Don't turn down the job yet.

Fifteen minutes with someone who's spent 13 years in your industry.

Call 1300 968 888 Email us
Phone1300 968 888
Emailinfo@aufss.au
Service areaAustralia-wide

Scaffold finance, Australia-wide

Scaffolding equipment finance for every stage of growth

We arrange scaffold finance for scaffolding companies across Melbourne, Sydney, Brisbane, Perth and Adelaide — from a first truckload of used kwikstage to a full galvanised ringlock or Layher fleet. Equipment loans, invoice finance and working capital, structured around scaffolding hire income.