The job needs more gear than you own
We finance the shortfall — so you never have to knock back a job for lack of gear.
Equipment & cash-flow finance · Scaffolding companies · Australia-wide
Profitable on paper but short on cash? The money is often sitting in invoices the builder has not paid yet. We arrange finance for scaffold companies to get it moving, built by someone who spent 13 years in the industry.
*Conditional approval decision on standard equipment deals during business hours, subject to lender criteria.
The problem
We finance the shortfall — so you never have to knock back a job for lack of gear.
Finance smooths this out — the gear is paid off over the years it earns hire income, not in the month you buy it.
What we arrange
Kwikstage, ringlock / Layher, trucks — new, used or private sale. Repaid over several years while the gear earns hire income.
Get cash now instead of waiting 30–60 days for progress claims and retention.
Repackage finance that was set up wrong, so repayments match hire income.
Before the next big contract: what gear it needs and how to fund it safely.
Match the finance to the problem
Equipment finance. Kwikstage, ringlock or Layher, new or used, repaid while it earns hire income. Scaffolding equipment finance →
Invoice finance. Draw cash against claims you have already raised instead of waiting 30–60 days. Invoice finance for scaffolders →
Truck finance. On its own, or packaged with the gear it carries. Scaffold truck finance →
A business loan. For wages, site establishment and the ramp-up before a bigger contract pays. Scaffolding business loans →
A start-up plan. How the first gear, truck and cash buffer are usually funded, and what lenders want to see from a new operator. Starting a scaffolding business: the finance playbook →
General information only. All finance is subject to lender approval.
Try your numbers
Indicative only — assumes a 5-year term at 9.5% p.a. with no balloon. Not a quote, offer or advice; your rate and structure depend on your circumstances and lender approval.
Why us
Ringlock, kwikstage, Layher — erected on site, it's an income-producing asset. We finance it as one, not at scrap value.
How we think about it
Your gear earns, the project gets built, the lender writes a sound loan — and we only do well when you grow.
Meet Jack
How it works
15 minutes, scaffolder to scaffolder. If finance won't help, we say so.
Financials, gear schedule, pipeline — matched to the right lender in days.
Funds settle, gear lands, the job gets built. We're here for the next one too.
Straight answers
No. Early-stage operators are exactly who we work with.
Usually, yes — including private sales.
Not always. Lending secured on the gear itself is often possible.
Nothing. We're paid by the lender on settlement, disclosed up front.
Completely. Your numbers go only to the lender you approve — nowhere else. Happy to sign an NDA before you send a single document.
Get moving
Fifteen minutes with someone who's spent 13 years in your industry.
Guides
Equipment Loans
Scaffold equipment loans in Australia: how they work
Used Gear
Financing used kwikstage & ringlock — even private sales
Cash Flow
Invoice finance for scaffolding companies
Guide
New vs Used Scaffold: The Finance Angle
Guide
Scaffold Hire Business Loans: Funding a Hire Fleet That Pays for Itself
Guide
Can You Get Equipment Finance with ATO Tax Debt?
Guide
Low-Doc Equipment Loans for Scaffolding Companies
Guide
Starting a Scaffolding Business: The Finance Playbook
Guide
Scaffold Labour Hire Cash Flow: Funding Weekly Wages Before Clients Pay
Guide
What Lenders Look For in a Scaffolding Company
Guide
Wet Hire vs Dry Hire in Scaffolding: What Each Term Means and Why Lenders Care
Guide
Scaffolding Business Loans: Which Type of Funding Fits Which Problem
Guide
Refinancing Scaffolding Equipment Loans: When the Structure Is Wrong
Guide
Sale and Leaseback: Unlocking Cash from Scaffolding You Already Own
Guide
Progress Claims and Retention: Why Scaffolders Wait 60 Days and What to Do About It
Guide
Reserve Bank Rate Rise, 3 November 2026: What It Means for Scaffolding Businesses
Guide
Bidding on a Bigger Job: Proving Finance Capacity Before You Tender
Our locations
Victoria · Head Office
13B Monterey Road
Dandenong South VIC 3175
Victoria
25–31 Cherry Lane
Laverton North VIC 3026
New South Wales
1/264 Miller Road
Villawood NSW 2163
Scaffold finance, Australia-wide
We arrange scaffold finance for scaffolding companies across Melbourne, Sydney, Brisbane, Perth and Adelaide — from a first truckload of used kwikstage to a full galvanised ringlock or Layher fleet. Equipment loans, invoice finance and working capital, structured around scaffolding hire income.